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Banking Future: Where next for the banking sector?

The financial crisis has left the public’s trust in the banking system at an all time low and while the banks have spent the two years rebuilding their battered balance sheets, we believe there’s now...

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Banking Future: People will force changes

As a thirty-year veteran of the banking industry, I’ve seen both dizzying change and a surprising underlying constancy in consumer demands. Change in that the way banking has delivered its services has...

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Banking Future: 21 years of telephone banking – where next?

21 years ago, at one minute past midnight on 1 October 1989, first direct opened the phone lines of its 24 hour call centre to offer the first real alternative to traditional high street banking. Even...

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Banking Future: Build your own bank

Twenty-one years ago banks were completely in control of the way that they interfaced with their consumers. Power was centralised around big institutions in business, the media and politics, and banks...

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